Sustainable Finance

case study: Green mortgages
Institution: Lisbon School of Economics and Management ISEG
A cabin in the woods

How can 'green' mortgages incentivize energy 
efficient upgrades in the Portuguese housing market?

A woman sitting in bed in a cabin looking out at the snow

This case study examines the potential of green mortgages in Portugal to address energy inefficiency in housing and combat energy poverty. These financial products incentivize homeowners to invest in energy-efficient homes through favorable terms, aligning with sustainability goals and offering economic benefits such as reduced energy costs and increased property value. With a significant portion of Portuguese homes lacking energy efficiency, green mortgages offer a promising solution to reduce CO2 emissions, improve quality of life, and promote sustainable economic growth.

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